Health Care Insurance 101

Learn the basics to health insurance and how to make it work best for your life.

Man in white coat with stethoscope around his neck

Why You Should Have a Primary Care Provider

Jan. 23, 2025: Choosing a PCP is an important step toward managing your health care. Here are some reasons you should consider finding a regular doctor and some helpful hints on how to get started.

Computer and phone with my health toolkit open

How to Make the Most of Your Health Plan

Jan. 9, 2025: Get the most out of your health plan by using these practical tips on understanding your coverage, decoding pharmacy benefits and finding in-network providers. These tips will help you maximize your benefits and learn the basics deductibles, copays and coinsurance.

Understanding Health Insurance Open Enrollment

Nov. 7, 2024: It is important to know what to expect during the annual open enrollment period, including when it starts and ends. BlueCross has plans for everyone and resources to help members navigate and understand their health insurance needs.

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I Lost My Job and Health Insurance. What Do I Do Now?

June 19, 2025: Having a change of employment can affect your health insurance. During this time, you have options. We answer some common questions for career transitions.

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Understanding Your Company's Health Plan

Sept. 26, 2024: Every health insurance plan is different. This is especially true if you get health insurance through your work. There are some important things to understand about your employer-sponsored health plan to help you make the best decisions for your family's health care.

Why You Need Health Insurance

Nov. 1, 2023: Open enrollment starts in November and lasts until Jan. 15. This allows individuals to buy health insurance for the coming year. Our expert shares how BlueCross can help people during this time.

BlueCross BlueShield of South Carolina insurance card

7 Hacks for Managing Your Health Plan

Health insurance doesn't have to be complicated. Members can make the most of their health plans with a few easy hacks. Our expert shares some inside tips for using your health plan.

Your EOB Is a Tool, Not a Bill

May 24, 2024: Basic understanding of the Explanation of Benefits (EOB) process can help you can feel more confident about how your health insurance is applied to medical bills. It can also empower you to speak up if something seems off. Here's how this works behind the scenes and the most common questions we hear regarding EOBs.

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9 of Your Frequently Asked Insurance Questions Answered

Updated July 2023: Every day our customer service advocates answer calls from members with questions about their health plans. Many of the answers to the most frequently asked questions can be found on BlueCross’s online portal, My Health Toolkit^®.

My Health Toolkit open on computer and cell phone on desk

close up of hands holding prescription bottle and pills

Pharmacy Benefits Explained

June 27, 2024: Understanding your health plan is key to getting the most of your insurance. Your BlueCross health plan may include pharmacy benefits. Some of the most common questions we get are about pharmacy benefits. We break down the ins and outs of prescription drug benefits.

5 Health Care Tips for Busy People

Aug. 22, 2024: Navigating healthcare can be stressful. Discover easy ways to manage your health insurance, from using our app to accessing care anywhere. Learn how to make the most of your benefits and simplify your life.

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Health Care Insurance 101

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